📈 FLAIRE for Wealth Management
Prospect to multi-generational relationship on one platform. Onboarding, KYC, IPS reviews, fee billing, annual touches, RMD and tax-loss-harvesting calendars, and the compliance audit trail every fiduciary obligation requires.
Why advisors leak relationships at every life event
Most practices run a portfolio-management/reporting tool, a separate CRM, a custodian's portal, a planning tool, an e-signature service, and email for everything else. Suitability documentation drifts, annual reviews slip, and the next generation walks the assets away when their parent passes.
New client says yes Tuesday; account paperwork goes out Friday; ACATs initiate the following Wednesday. By the time positions land, the prospect is wondering if they made the right call.
Quarterly performance reports go out. The annual review is "we should schedule that." Six quarters later, the SEC examiner asks for the suitability update and there isn't one on file. Reg BI and IAA fiduciary expectations require the documentation, not just the conversation.
A client turning 73 needs their RMD by year-end. A taxable account is sitting on a 30% drawdown that could offset $3,000 of ordinary income plus carry-forward. Without a per-household calendar of these events, advisors find out when the CPA calls in March.
70% of inherited assets leave the advisor within two years. The reason is almost always that the advisor never built a relationship with the adult children. Without a household-level workspace that includes the next gen, you lose the client and the inheritance in one event.
Built for how wealth practices actually grow
Three persona-based plays. Pick the one that matches your firm — or run multiple under one tenant if you operate fee-only advisory alongside commission-based brokerage and a family-office practice.
Independent RIA (fee-only, $50M–$500M AUM)
Fee-only fiduciary practice, comprehensive financial planning bundled with discretionary investment management. The wins come from a centerpiece advisor desk that surfaces every household's next move, fast onboarding that doesn't lose the prospect, and a compliance posture that's audit-ready every day.
Every household with linked individuals, the trust and entity structures behind them, beneficiary tagging, and adult children flagged as next-gen relationships. Aria flags the household whose age, asset mix, or life event needs a planning conversation.
Clients e-sign new-account paperwork in minutes, upload tax returns and statements securely, exchange messages with the right privilege handling. Onboarding measured in days, not weeks.
Quarterly in-advance or in-arrears fee billing, tiered-schedule support, householding for fee aggregation, fee debits posted to the custodian, refunds for mid-period departures — reconciled monthly without the spreadsheet.
Firm site with team bios (Form ADV-friendly), service-tier pages, planning-topic content (Social Security, Roth conversions, equity comp), and prospect intake forms with the right disclosures.
Annual review cadences per household, RMD calendars for IRAs and inherited IRAs, tax-loss harvesting opportunities surfaced as drawdowns appear, custodian-feed sync (Schwab, Fidelity, Pershing, Altruist) into the household record.
Deep dive into household records, next-gen relationships, advisor desk, suitability documentation, and Aria's life-event and concentration-risk signals.
Hybrid B-D / Wirehouse Advisor
Dual-registered with a broker-dealer, mix of advisory and brokerage business, multiple product types (mutual funds, annuities, alternatives, insurance). The play is product-specific suitability and Reg BI documentation, alongside cross-account revenue visibility.
Households segmented by product type, advisory vs brokerage account, share-class breakdown, and 12b-1 trail vs management-fee revenue. Aria flags share classes that should have been converted to a cleaner option years ago.
Per-recommendation Form CRS delivery logged, Reg BI care/disclosure/conflict/compliance obligations met with checklist, suitability rationale captured as a structured record — not an email the OSJ can't find.
Commission run from B-D back-office, 12b-1 trails reconciled by share class, advisory fees billed off the custodian feed, payout grid applied per advisor — all in one P&L the office manager can present at the partners' meeting.
Advisor pages submitted to the B-D compliance workflow before publish. Marketing-rule (formerly Advertising Rule) and FINRA communication-rule checks built into the content workflow.
Annual review cadences by account type, lapsed-account recapture sequences, OSJ surveillance feeds for trades that need supervisory review, and books-and-records 17a-4 archiving for emails and IMs.
Family Office / Multi-Family Office
UHNW families, multi-generational planning, alternative investments (private equity, hedge funds, direct real estate), philanthropy, trusts, and family governance. The play is one workspace per family that handles every entity, every advisor, every K-1, and every next-gen relationship.
Every family member, trust, LLC, foundation, and DAF as a record linked to the family. Multi-generational tree, beneficiary tagging, and next-gen education program tracking per family.
Private equity and hedge fund position tracking with capital-call and distribution workflows. K-1 receipt and CPA distribution per entity. Consolidated balance sheet across liquid and illiquid positions for the principal's quarterly meeting.
Family members request bill pay, travel logistics, household-staff coordination, and document help through Echo with the right privacy posture. Service team works the queue without consumer chat tools.
Capital-call deadline alerts to the right entity bank account, distribution notifications, FBAR / FATCA / Form 5500 calendar, and trustee meeting cadences with prep materials assembled automatically.
One household, prospect to multi-generational
A single household from first prospect call through year-twenty wealth-transfer planning — running across all five products with one record, one suitability history, and one fee schedule.
Service-tier or planning-topic page (Roth conversion, equity comp, business sale) ranks for the prospect's question. Intake form captures the right disclosures and routes to the right advisor.
Discovery call captured against the prospect record. CIP / KYC verification runs. Spouse, dependents, and trust structures added — household built from day one, not after the first quarterly statement.
New-account paperwork e-signed from the Echo portal. ACAT initiated. Custodian links established. IPS drafted, reviewed, and signed within the first week.
Quarterly fee billed against the householded AUM and posted to the custodian for debit. Performance report assembled from the custodian feed; advisor reviews and approves before delivery.
Annual review cadence runs with suitability update captured as a structured record. RMD calendar fires the year client turns 73; TLH opportunities surfaced when drawdowns appear; equity-comp vesting noted for tax planning.
Adult children added to the household workspace, invited to next-gen education sessions, given their own portal access. When wealth transfers, the relationship has already been built — the assets stay.
Go deeper on each product
Every FLAIRE product is preconfigured for wealth management — household records, KYC/CIP, IPS templates, fee schedules, RMD calendars, custodian connectors, and Reg BI workflows seeded on day one.
Household and entity records, suitability documentation, advisor desk, life-event and concentration-risk signals, next-gen relationships, prospect-to-client pipelines.
See how Nova fits →AUM fee billing with householding, commission/trail reconciliation, payout-grid application, alternative-investment position tracking with capital calls and K-1 workflow.
Explore Atlas →Service-tier pages, planning-topic content, advisor bios with Form ADV alignment, intake forms with disclosures, marketing-rule and FINRA communication-rule compliance built into the content workflow.
Explore Vega →Client portal with secure messaging and document exchange, e-sign for new accounts and IPS, family-office service desk, Reg BI checklist and Form CRS delivery logging.
Explore Echo →Review/RMD/TLH/birthday calendars, custodian feeds (Schwab, Fidelity, Pershing, Altruist), portfolio-management connectors (Orion, Tamarac, Black Diamond), OSJ surveillance and 17a-4 archiving.
Explore Pulsar →Five products at a discount versus buying each separately. Shared household record, shared compliance log, shared AI — from day one.
See bundle pricing →Compliance baked in
Wealth practices operate under SEC / state RIA rules, FINRA for broker-dealers, Reg BI, the IAA fiduciary standard, the custody rule, the marketing rule (formerly the Advertising Rule), and USA PATRIOT Act KYC/CIP. FLAIRE captures the right artifacts at the right times so SEC sweeps, FINRA exams, and annual books-and-records reviews are routine.
Form ADV Part 2A and Part 2B delivery logged at the relationship level. Form CRS delivery to retail investors logged per recommendation event. Annual amendment cycle on the calendar.
Customer Identification Program verification, OFAC screening at onboarding and ongoing, suspicious-activity surveillance against transaction patterns, and SAR-ready workflow for filing when thresholds trip.
Qualified-custodian linkage per account, surprise-exam coordination if you have constructive custody, account-statement delivery confirmed at the household level, third-party SLOA tracking with annual reauthorization.
Communications archived per 17a-4 (write-once, non-erasable, durable), advisory and brokerage records retained per the applicable rule, audit trail for every advice event captured at the household level.
Prospect to multi-generational — one connected platform.
Configure FLAIRE for your RIA, hybrid practice, or family office in days. Household records, KYC, IPS templates, fee schedules, and custodian connectors seeded on day one. 15-day trial, no credit card.
Wealth management templates seeded on day one · Cancel anytime